For The Refried Beans

1/4 cup soaked Kashmiri rajma (kidney beans)

1/4 cup chopped tomato

1 tsp chopped garlic (lehsun)

1 tsp finely chopped green chillies

1/2 cup finely chopped onion

1/2 tbsp oil

1/2 tsp chilli powder

1/2 tsp cumin seeds (jeera) powder

1/2 tsp sugar

salt to taste

For The Tomato Salsa

1 cup blanched and chopped tomatoes

2 tsp oil

2 tbsp finely chopped onion

1/2 tsp chilli powder

1 tsp sugar

2 tbsp tomato ketchup

1/2 tsp dried oregano

salt to taste

Other Ingredients

1/4 cup grated processed cheese

For Serving

nacho chips or tortilla chips